Our take (updated October 2026): Lear Capital is one of the longest-running precious metals dealers in the US, founded in 1997 by Kevin DeMeritt and based in Los Angeles. It still sells gold IRAs and direct-delivery metals in 2026. Its record includes a Chapter 11 bankruptcy filing in March 2022 and a 2023 settlement in […]
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Important update (October 2026): Oxford Gold Group is no longer operating. The Beverly Hills dealer closed its office in April 2024. In August 2024, ABC7 Los Angeles reported that clients alleged the company took retirement money without buying the promised gold and silver, that a class action lawsuit had been filed against company executives, and
The short answer: A gold IRA can work for seniors as a small hedge, but the priorities change once you are retired. Keep gold to a modest share so it never has to be sold at a bad time, plan how you will cover required minimum distributions from an asset that pays no income, name
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Our take (updated October 2026): Advantage Gold is a precious metals dealer founded in 2014 that helps customers open gold and silver IRAs through third-party custodians. It has a long-standing A+ BBB accreditation and strong customer ratings, and we found no SEC or CFTC enforcement actions against it. The main recent concern is a data
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The short answer: Despite the name, American Equity’s Retirement Gold has nothing to do with gold. It is a fixed index annuity: an insurance contract whose interest is linked to market indexes like the S&P 500, with protection from market losses. It has a 10-year surrender period with charges starting at 12.5%. It suits people
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The short answer: Diversifying a gold IRA means more than just owning gold. Inside the account you can spread holdings across metals (mostly gold, some silver), product types (low-premium bars and easy-to-sell sovereign coins), sizes (large bars for cost, smaller units for flexible RMDs and partial sales) and storage choices. A sensible mix lowers your
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The short answer: If retirement is still 5 to 25 years away, a gold IRA can play a small, long-term role while your main savings keep growing in your workplace plan. The usual approach: keep contributing to your 401(k) for the match, roll an old 401(k) from a former job into a gold IRA if
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The short answer: Everything you need to know before opening a gold IRA fits on one page. It is a self-directed IRA that holds IRS-approved physical metal, stored in an approved depository, with normal IRA tax rules. It costs more to run than a regular IRA, pays no income, and is only as safe as
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In today’s volatile economic landscape, it’s essential to find stable and reliable investment options that can safeguard your hard-earned money. One such avenue gaining popularity among investors is the Precious Metal IRA. This unique investment vehicle allows individuals to diversify their retirement portfolios by including precious metals such as gold, silver, platinum, and palladium. In
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The short answer: A precious metals IRA is a self-directed IRA that can hold IRS-approved gold, silver, platinum and palladium. Gold is the most common choice, but silver is cheaper per ounce and more industrial, while platinum and palladium are smaller, more volatile markets. Most investors who use one hold mostly gold with some silver.
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